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Saratoga'S Community
Saratoga Spring, NY · NCUA Charter #5252 · Federal charter · Chartered 1945
Total assets
$57.86M
Shares & deposits
$52.94M
Total loans
$48.30M
Members
5,413
Net worth
$4.97M
Branches
2
Rank: #2,281 of 4,299 U.S. credit unions by assets · #120 of 268 in New York. Assets changed -2.0% and membership 0.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.60% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.28% |
| Loans to shares & deposits | 91.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $60.72M | $57.58M | $0 | $3.15M |
| Jun 2023 | $56.79M | $53.15M | $0 | $3.71M |
| Jun 2024 | $56.19M | $52.14M | $0 | $4.01M |
| Jun 2025 | $59.06M | $54.58M | $0 | $4.61M |
| Jun 2026 | $57.86M | $52.94M | $0 | $4.97M |
Branch footprint
| State | Branches |
|---|---|
| New York | 2 |
Similar-sized credit unions
Access ($57.93M) · Joplin Metro ($57.80M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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