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Schenectady County Employees
Schenectady, NY · NCUA Charter #16278 · Federal charter · Chartered 1964
Total assets
$5.62M
Shares & deposits
$5.18M
Total loans
$3.52M
Members
645
Net worth
$398.26K
Branches
1
Rank: #3,783 of 4,299 U.S. credit unions by assets · #226 of 268 in New York. Assets changed 3.1% and membership -0.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 7.29% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.91% |
| Loans to shares & deposits | 67.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.35M | $5.05M | $0 | $286.92K |
| Jun 2023 | $5.13M | $4.77M | $0 | $332.91K |
| Jun 2024 | $5.21M | $4.81M | $0 | $367.08K |
| Jun 2025 | $5.45M | $5.05M | $0 | $367.58K |
| Jun 2026 | $5.62M | $5.18M | $0 | $398.26K |
Branch footprint
| State | Branches |
|---|---|
| New York | 1 |
Similar-sized credit unions
Carbondale Highway ($5.62M) · Appalachian Power Employees ($5.61M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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