Advertisement
Southern
Houston, TX · NCUA Charter #9214 · Federal charter · Chartered 1954
Total assets
$76.45M
Shares & deposits
$42.29M
Total loans
$29.92M
Members
3,611
Net worth
$33.99M
Branches
1
Rank: #2,053 of 4,299 U.S. credit unions by assets · #166 of 380 in Texas. Assets changed -4.9% and membership -2.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 44.47% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.76% |
| Loans to shares & deposits | 70.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $84.18M | $51.89M | $0 | $31.80M |
| Jun 2023 | $79.55M | $46.86M | $0 | $32.30M |
| Jun 2024 | $76.70M | $43.55M | $0 | $33.19M |
| Jun 2025 | $80.40M | $46.81M | $0 | $33.60M |
| Jun 2026 | $76.45M | $42.29M | $0 | $33.99M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 1 |
Similar-sized credit unions
Members 1St ($76.46M) · Kbr Heritage ($76.44M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement