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Southwest Heritage
Odessa, TX · NCUA Charter #60533 · State charter, federally insured · Chartered 1949
Total assets
$260.90M
Shares & deposits
$225.04M
Total loans
$158.02M
Members
12,871
Net worth
$34.62M
Branches
5
Rank: #1,121 of 4,299 U.S. credit unions by assets · #88 of 380 in Texas. Assets changed 2.8% and membership -0.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.27% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.07% |
| Loans to shares & deposits | 70.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $200.41M | $175.34M | $0 | $23.45M |
| Jun 2023 | $216.30M | $188.11M | $0 | $26.36M |
| Jun 2024 | $231.89M | $200.01M | $0 | $29.12M |
| Jun 2025 | $253.70M | $220.98M | $0 | $31.81M |
| Jun 2026 | $260.90M | $225.04M | $0 | $34.62M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 5 |
Similar-sized credit unions
Energy Capital ($261.40M) · Elevate ($260.27M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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