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Sp Trainmen
Houston, TX · NCUA Charter #9496 · Federal charter · Chartered 1954
Total assets
$2.73M
Shares & deposits
$2.24M
Total loans
$660.03K
Members
423
Net worth
$266.72K
Branches
2
Rank: #4,011 of 4,299 U.S. credit unions by assets · #363 of 380 in Texas. Assets changed -8.4% and membership -12.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.78% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 25.28% |
| Loans to shares & deposits | 29.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.37M | $2.47M | $0 | $904.76K |
| Jun 2023 | $3.37M | $2.47M | $0 | $846.99K |
| Jun 2024 | $3.11M | $2.14M | $0 | $731.22K |
| Jun 2025 | $2.98M | $2.31M | $0 | $583.98K |
| Jun 2026 | $2.73M | $2.24M | $0 | $266.72K |
Branch footprint
| State | Branches |
|---|---|
| Texas | 2 |
Similar-sized credit unions
J C Federal Employees ($2.73M) · Great Neck School Employees ($2.72M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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