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Credit Unions · New York

Stewart'S

Saratoga Spring, NY · NCUA Charter #24036 · Federal charter · Chartered 1983

Total assets
$47.33M
Shares & deposits
$42.83M
Total loans
$18.88M
Members
4,505
Net worth
$4.20M
Branches
1
Rank: #2,435 of 4,299 U.S. credit unions by assets · #133 of 268 in New York. Assets changed 3.4% and membership 7.4% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)8.87%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.59%
Loans to shares & deposits44.1%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$36.17M$33.69M$0$2.44M
Jun 2023$38.34M$34.97M$0$2.66M
Jun 2024$42.45M$39.53M$0$2.92M
Jun 2025$45.77M$42.04M$0$3.53M
Jun 2026$47.33M$42.83M$0$4.20M

Branch footprint

StateBranches
New York1

Similar-sized credit unions

Iron County Community ($47.38M) · Bessemer System ($47.26M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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