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Smithtown, NY · NCUA Charter #8116 · Federal charter · Chartered 1952
Total assets
$9.92B
Shares & deposits
$8.22B
Total loans
$5.83B
Members
486,565
Net worth
$1.09B
Branches
34
Rank: #26 of 4,299 U.S. credit unions by assets · #4 of 268 in New York. Assets changed 0.4% and membership 2.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.03% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.86% |
| Loans to shares & deposits | 70.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $8.86B | $8.02B | $0 | $906.64M |
| Jun 2023 | $9.67B | $7.89B | $0 | $960.15M |
| Jun 2024 | $9.84B | $8.03B | $0 | $974.66M |
| Jun 2025 | $9.88B | $8.24B | $0 | $1.04B |
| Jun 2026 | $9.92B | $8.22B | $0 | $1.09B |
Branch footprint
| State | Branches |
|---|---|
| New York | 31 |
| Florida | 3 |
Similar-sized credit unions
Eastman ($10.17B) · Desert Financial ($9.89B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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