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The Summit
ROCHESTER, NY · NCUA Charter #4580 · Federal charter · Chartered 1941
Total assets
$1.50B
Shares & deposits
$1.31B
Total loans
$1.20B
Members
98,362
Net worth
$169.10M
Branches
15
Rank: #333 of 4,299 U.S. credit unions by assets · #19 of 268 in New York. Assets changed 5.4% and membership 2.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.31% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.20% |
| Loans to shares & deposits | 91.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.26B | $1.10B | $0 | $120.31M |
| Jun 2023 | $1.30B | $1.13B | $0 | $129.66M |
| Jun 2024 | $1.38B | $1.22B | $0 | $141.01M |
| Jun 2025 | $1.42B | $1.25B | $0 | $154.64M |
| Jun 2026 | $1.50B | $1.31B | $0 | $169.10M |
Branch footprint
| State | Branches |
|---|---|
| New York | 15 |
Similar-sized credit unions
Palmetto Citizens ($1.50B) · Centris ($1.49B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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