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United Community
Houston, TX · NCUA Charter #68369 · State charter, federally insured · Chartered 1950
Total assets
$127.91M
Shares & deposits
$112.62M
Total loans
$90.25M
Members
13,473
Net worth
$15.39M
Branches
4
Rank: #1,630 of 4,299 U.S. credit unions by assets · #128 of 380 in Texas. Assets changed -1.0% and membership 1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.03% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.88% |
| Loans to shares & deposits | 80.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $127.87M | $117.29M | $0 | $11.97M |
| Jun 2023 | $125.41M | $113.88M | $0 | $12.74M |
| Jun 2024 | $124.76M | $111.46M | $0 | $13.62M |
| Jun 2025 | $129.26M | $115.32M | $0 | $14.38M |
| Jun 2026 | $127.91M | $112.62M | $0 | $15.39M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 4 |
Similar-sized credit unions
Texoma Educators ($128.10M) · North Iowa Community ($127.82M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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