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Upstate Telco
Gloversville, NY · NCUA Charter #10746 · Federal charter · Chartered 1956
Total assets
$4.32M
Shares & deposits
$3.59M
Total loans
$1.07M
Members
510
Net worth
$693.04K
Branches
1
Rank: #3,890 of 4,299 U.S. credit unions by assets · #230 of 268 in New York. Assets changed 1.3% and membership -4.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 16.06% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.28% |
| Loans to shares & deposits | 29.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.63M | $4.95M | $0 | $663.96K |
| Jun 2023 | $5.37M | $4.67M | $0 | $676.96K |
| Jun 2024 | $4.84M | $4.20M | $0 | $607.68K |
| Jun 2025 | $4.26M | $3.56M | $0 | $672.06K |
| Jun 2026 | $4.32M | $3.59M | $0 | $693.04K |
Branch footprint
| State | Branches |
|---|---|
| New York | 1 |
Similar-sized credit unions
Dubuque Postal Employees ($4.32M) · Hurd Employees ($4.31M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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