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Waco
WACO, TX · NCUA Charter #6368 · Federal charter · Chartered 1949
Total assets
$20.31M
Shares & deposits
$18.11M
Total loans
$8.34M
Members
1,930
Net worth
$2.07M
Branches
2
Rank: #3,107 of 4,299 U.S. credit unions by assets · #251 of 380 in Texas. Assets changed 4.8% and membership -0.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.19% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.23% |
| Loans to shares & deposits | 46.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $19.86M | $18.15M | $0 | $1.46M |
| Jun 2023 | $20.27M | $18.45M | $0 | $1.55M |
| Jun 2024 | $18.75M | $16.73M | $0 | $1.67M |
| Jun 2025 | $19.38M | $17.32M | $0 | $1.88M |
| Jun 2026 | $20.31M | $18.11M | $0 | $2.07M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 1 |
| Indiana | 1 |
Similar-sized credit unions
Northern Valley ($20.33M) · Oshkosh Community ($20.29M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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