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Whatcom Educational
Bellingham, WA · NCUA Charter #66373 · State charter, federally insured · Chartered 1936
Total assets
$3.40B
Shares & deposits
$2.75B
Total loans
$2.77B
Members
170,493
Net worth
$381.00M
Branches
12
Rank: #147 of 4,299 U.S. credit unions by assets · #8 of 73 in Washington. Assets changed 11.2% and membership 1.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.21% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.49% |
| Loans to shares & deposits | 100.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.54B | $2.19B | $0 | $306.34M |
| Jun 2023 | $2.72B | $2.20B | $0 | $333.36M |
| Jun 2024 | $2.84B | $2.28B | $0 | $350.51M |
| Jun 2025 | $3.06B | $2.48B | $0 | $363.63M |
| Jun 2026 | $3.40B | $2.75B | $0 | $381.00M |
Branch footprint
| State | Branches |
|---|---|
| Washington | 12 |
Similar-sized credit unions
Sound ($3.40B) · Fox Communities ($3.39B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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