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Coastal Community Bank
Everett, WA · FDIC Certificate #34403 · Chartered 04/0
Total assets
$5.45B
Total deposits
$4.90B
Total equity
$467.45M
Net loans
$4.10B
Branches (offices)
14
Net income (YTD)
-$29.13M
Rank: #267 of 4,213 U.S. banks by assets · #5 of 28 in Washington. Assets changed 21.8% and deposits 23.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -1.10% |
| Return on equity | -11.91% |
| Net interest margin (YTD) | 7.02% |
| Equity to assets | 8.57% |
| Tier 1 leverage ratio | 9.13% |
| Uninsured deposits (share of deposits) | 27.4% |
| Noncurrent loans (share of loans) | 2.27% |
| Net charge-offs (share of loans) | 4.96% |
| Loans to deposits | 83.7% |
| Real estate loans (share of loans) | 50.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.07B | 50.4% | |
| Commercial & industrial | $147.51M | 3.6% | |
| Consumer / individual | $1.74B | 42.5% | |
| Construction & development | $221.56M | 5.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.97B | $2.70B | $17.05M | $239.63M |
| Jun 2023 | $3.53B | $3.17B | $26.54M | $310.07M |
| Jun 2024 | $3.96B | $3.55B | $19.77M | $355.67M |
| Jun 2025 | $4.48B | $3.96B | $22.09M | $462.38M |
| Jun 2026 | $5.45B | $4.90B | -$29.13M | $467.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $4.90B | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.90B.
Similar-sized banks
The American National Bank Of Texas ($5.51B) · Green Dot Bank Dba Bonneville Bank ($5.44B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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