Advertisement
The American National Bank Of Texas
Terrell, TX · FDIC Certificate #23474 · Chartered 07/0
Total assets
$5.51B
Total deposits
$4.60B
Total equity
$328.18M
Net loans
$3.36B
Branches (offices)
28
Net income (YTD)
$18.79M
Rank: #266 of 4,213 U.S. banks by assets · #17 of 346 in Texas. Assets changed 0.0% and deposits -2.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.63% |
| Return on equity | 11.51% |
| Net interest margin (YTD) | 2.85% |
| Equity to assets | 5.96% |
| Tier 1 leverage ratio | 8.84% |
| Uninsured deposits (share of deposits) | 43.9% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 73.0% |
| Real estate loans (share of loans) | 86.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.92B | 86.9% | |
| Commercial & industrial | $270.60M | 8.1% | |
| Consumer / individual | $23.76M | 0.7% | |
| Construction & development | $501.87M | 14.9% | |
| Agricultural | $7.78M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.14B | $4.82B | $23.74M | $203.30M |
| Jun 2023 | $5.50B | $4.32B | $17.77M | $174.55M |
| Jun 2024 | $5.46B | $4.48B | $14.84M | $228.35M |
| Jun 2025 | $5.51B | $4.71B | $13.95M | $284.18M |
| Jun 2026 | $5.51B | $4.60B | $18.79M | $328.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $4.60B | 28 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.60B.
Similar-sized banks
Great Southern Bank ($5.53B) · Coastal Community Bank ($5.45B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement