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Fulton Bank, National Association
Lancaster, PA · FDIC Certificate #7551 · Chartered 01/0
Total assets
$32.56B
Total deposits
$27.42B
Total equity
$3.62B
Net loans
$24.05B
Branches (offices)
205
Net income (YTD)
$210.07M
Rank: #67 of 4,213 U.S. banks by assets · #2 of 109 in Pennsylvania. Assets changed 2.1% and deposits 3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.30% |
| Return on equity | 11.84% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 11.13% |
| Tier 1 leverage ratio | 10.20% |
| Uninsured deposits (share of deposits) | 40.5% |
| Noncurrent loans (share of loans) | 0.71% |
| Net charge-offs (share of loans) | 0.30% |
| Loans to deposits | 87.7% |
| Real estate loans (share of loans) | 80.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $19.42B | 80.8% | |
| Commercial & industrial | $2.76B | 11.5% | |
| Consumer / individual | $586.71M | 2.4% | |
| Construction & development | $884.55M | 3.7% | |
| Agricultural | $196.65M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $24.95B | $21.24B | $150.81M | $2.74B |
| Jun 2023 | $27.29B | $21.38B | $159.86M | $2.92B |
| Jun 2024 | $31.65B | $25.76B | $167.66M | $3.26B |
| Jun 2025 | $31.90B | $26.38B | $205.45M | $3.43B |
| Jun 2026 | $32.56B | $27.42B | $210.07M | $3.62B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $15.76B | 103 |
| New Jersey | $7.68B | 59 |
| Maryland | $2.36B | 20 |
| Delaware | $1.03B | 12 |
| Virginia | $594.49M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $27.42B.
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Texas Capital Bank ($33.62B) · Td Bank Usa, National Association ($32.13B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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