Advertisement
Texas Capital Bank
Dallas, TX · FDIC Certificate #34383 · Chartered 10/0
Total assets
$33.62B
Total deposits
$29.38B
Total equity
$3.41B
Net loans
$24.68B
Branches (offices)
9
Net income (YTD)
$168.41M
Rank: #66 of 4,213 U.S. banks by assets · #4 of 346 in Texas. Assets changed 6.3% and deposits 10.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.03% |
| Return on equity | 9.55% |
| Net interest margin (YTD) | 3.35% |
| Equity to assets | 10.13% |
| Tier 1 leverage ratio | 10.67% |
| Uninsured deposits (share of deposits) | 37.7% |
| Noncurrent loans (share of loans) | 0.50% |
| Net charge-offs (share of loans) | 0.27% |
| Loans to deposits | 84.0% |
| Real estate loans (share of loans) | 22.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.44B | 22.1% | |
| Commercial & industrial | $9.10B | 36.9% | |
| Consumer / individual | $114.72M | 0.5% | |
| Construction & development | $884.58M | 3.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $32.33B | $25.76B | $81.23M | $3.05B |
| Jun 2023 | $28.95B | $23.48B | $116.62M | $3.28B |
| Jun 2024 | $29.73B | $23.97B | $78.09M | $3.39B |
| Jun 2025 | $31.63B | $26.53B | $133.72M | $3.29B |
| Jun 2026 | $33.62B | $29.38B | $168.41M | $3.41B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $29.38B | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $29.38B.
Similar-sized banks
United Bank ($33.64B) · Fulton Bank, National Association ($32.56B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement