Advertisement
The Brattleboro Savings And Loan Association
Brattleboro, VT · FDIC Certificate #28837 · Chartered 01/0
Total assets
$296.38M
Total deposits
$262.30M
Total equity
$29.90M
Net loans
$223.10M
Branches (offices)
4
Net income (YTD)
$1.12M
Rank: #2,488 of 4,213 U.S. banks by assets · #10 of 12 in Vermont. Assets changed 6.2% and deposits 5.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.76% |
| Return on equity | 7.59% |
| Net interest margin (YTD) | 4.16% |
| Equity to assets | 10.09% |
| Tier 1 leverage ratio | 10.25% |
| Uninsured deposits (share of deposits) | 16.2% |
| Noncurrent loans (share of loans) | 0.72% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 85.1% |
| Real estate loans (share of loans) | 96.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $214.82M | 96.3% | |
| Commercial & industrial | $8.67M | 3.9% | |
| Consumer / individual | $1.42M | 0.6% | |
| Construction & development | $2.86M | 1.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $290.88M | $266.26M | $549.00K | $22.42M |
| Jun 2023 | $285.19M | $256.86M | $1.47M | $24.94M |
| Jun 2024 | $285.12M | $254.56M | $1.02M | $27.06M |
| Jun 2025 | $279.10M | $248.25M | -$466.00K | $28.30M |
| Jun 2026 | $296.38M | $262.30M | $1.12M | $29.90M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Vermont | $262.30M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $262.30M.
Similar-sized banks
Natbank, National Association ($296.53M) · The Bank Of Forest ($296.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement