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Credit Unions With the Highest Net Worth Ratios
Credit unions over $100M in assets ranked by net worth ratio - the credit-union capital measure used by the NCUA. Data as of June 30, 2026.
| # | Credit Union | Headquarters | Assets | Members | Net worth ratio |
|---|---|---|---|---|---|
| 1 | Brotherhood | Lynn, MA | $125.23M | 5,211 | 43.67% |
| 2 | Aflac | COLUMBUS, GA | $133.81M | 9,222 | 38.85% |
| 3 | Mon Valley Community | ALLENPORT, PA | $193.43M | 8,980 | 32.77% |
| 4 | First South Financial | Bartlett, TN | $844.79M | 72,208 | 30.23% |
| 5 | C-B-W Schools | SIDMAN, PA | $131.75M | 4,489 | 29.78% |
| 6 | Long Beach Firemen S | Long Beach, CA | $201.48M | 3,221 | 29.43% |
| 7 | The United | Morgantown, WV | $109.22M | 5,958 | 27.55% |
| 8 | Mcbryde | Eleele, HI | $102.71M | 3,165 | 26.92% |
| 9 | Moog Employees | EAST AURORA, NY | $257.33M | 8,642 | 26.63% |
| 10 | Members "First" Community | Quincy, IL | $111.61M | 7,545 | 25.42% |
| 11 | Schlumberger Employees | Sugar Land, TX | $935.85M | 27,234 | 25.28% |
| 12 | Self-Help | Durham, NC | $2.41B | 146,774 | 25.18% |
| 13 | Self-Help | DURHAM, NC | $2.17B | 101,911 | 24.51% |
| 14 | Latino Community | Durham, NC | $1.04B | 124,269 | 24.23% |
| 15 | Aac | Grand Rapids, MI | $212.43M | 14,758 | 24.16% |
| 16 | Members First | Corpus Christi, TX | $183.24M | 12,536 | 24.01% |
| 17 | Greater Woodlawn | BLASDELL, NY | $168.41M | 12,886 | 23.92% |
| 18 | Magnolia | Jackson, MS | $185.62M | 21,013 | 23.43% |
| 19 | E-Central | PASADENA, CA | $173.53M | 8,757 | 23.41% |
| 20 | Sea Air | Seal Beach, CA | $118.83M | 6,254 | 23.39% |
| 21 | Department Of Corrections | Baton Rouge, LA | $126.28M | 13,594 | 23.38% |
| 22 | Valley 1St Community | MONESSEN, PA | $106.89M | 7,411 | 23.12% |
| 23 | City Employees | KNOXVILLE, TN | $115.34M | 7,075 | 23.08% |
| 24 | Harris County | Houston, TX | $223.29M | 20,021 | 22.91% |
| 25 | Kimberly Clark | MEMPHIS, TN | $144.73M | 8,180 | 22.34% |
| 26 | Pantex | Borger, TX | $233.37M | 14,369 | 22.25% |
| 27 | Cgr | Macon, GA | $120.02M | 11,274 | 22.20% |
| 28 | Peoples Advantage | Petersburg, VA | $115.32M | 9,585 | 22.15% |
| 29 | Farmway | BELOIT, KS | $106.77M | 7,391 | 21.95% |
| 30 | L G & W | MEMPHIS, TN | $115.13M | 5,714 | 21.71% |
| 31 | Cenla | Alexandria, LA | $132.20M | 9,367 | 21.71% |
| 32 | Lincoln County | Libby, MT | $186.57M | 5,733 | 21.61% |
| 33 | Members Exchange | Jackson, MS | $143.55M | 11,662 | 21.21% |
| 34 | Elevate | Brigham City, UT | $260.27M | 15,277 | 20.93% |
| 35 | Celco Community | NARROWS, VA | $143.94M | 7,372 | 20.92% |
| 36 | Workmen'S Circle Incorporated | Savannah, GA | $134.96M | 1,678 | 20.83% |
| 37 | Greater Community | Dawson, MN | $296.54M | 8,631 | 20.72% |
| 38 | Certified | El Monte, CA | $925.33M | 58,130 | 20.71% |
| 39 | Lafcu | LANSING, MI | $1.13B | 72,706 | 20.67% |
| 40 | Educators | WACO, TX | $609.52M | 27,329 | 20.32% |
| 41 | Oklahoma | OKLAHOMA CITY, OK | $198.87M | 9,502 | 20.23% |
| 42 | Telcoe | LITTLE ROCK, AR | $503.39M | 23,699 | 20.21% |
| 43 | First Citizens' | FAIRHAVEN, MA | $705.88M | 42,583 | 20.19% |
| 44 | Sea West Coast Guard | OAKLAND, CA | $377.95M | 11,553 | 20.17% |
| 45 | United Local | Fresno, CA | $119.28M | 7,568 | 20.14% |
| 46 | Families And Schools Together | Hanford, CA | $329.58M | 18,809 | 20.04% |
| 47 | Family Security | Decatur, AL | $1.09B | 88,825 | 19.92% |
| 48 | San Diego County | San Diego, CA | $9.55B | 403,306 | 19.82% |
| 49 | Zeal | Livonia, MI | $1.06B | 69,473 | 19.82% |
| 50 | Greater Springfield | SPRINGFIELD, MA | $230.29M | 10,961 | 19.74% |
| 51 | Grand Junction | Grand Junction, CO | $114.96M | 6,496 | 19.73% |
| 52 | Mountain Laurel | SAINT MARYS, PA | $174.16M | 17,873 | 19.68% |
| 53 | Webster First | Worcester, MA | $1.53B | 85,320 | 19.66% |
| 54 | Allsouth | Columbia, SC | $1.51B | 119,585 | 19.60% |
| 55 | East Texas Professional | Longview, TX | $1.45B | 104,455 | 19.38% |
| 56 | Earthmover | Aurora, IL | $471.67M | 31,326 | 19.34% |
| 57 | Southwest Oklahoma | Lawton, OK | $116.40M | 4,818 | 19.32% |
| 58 | Nebraska Energy | COLUMBUS, NE | $327.65M | 12,227 | 19.32% |
| 59 | Rivertrust | PEARL, MS | $167.82M | 7,673 | 19.27% |
| 60 | Members' Advantage | Wisconsin Rapid, WI | $185.16M | 11,153 | 19.23% |
| 61 | Market Usa | LAUREL, MD | $142.31M | 16,525 | 19.16% |
| 62 | Citizens Community | Fort Dodge, IA | $253.62M | 14,050 | 19.14% |
| 63 | Hibbing Cooperative | Hibbing, MN | $108.91M | 8,076 | 19.08% |
| 64 | Employees | Estherville, IA | $203.35M | 9,171 | 18.96% |
| 65 | Affidian | Denver, CO | $360.07M | 14,255 | 18.85% |
| 66 | Abilene Teachers | Abilene, TX | $690.39M | 57,004 | 18.82% |
| 67 | Greater Pittsburgh Police | Pittsburgh, PA | $109.90M | 9,200 | 18.69% |
| 68 | Georgetown Kraft | Georgetown, SC | $191.94M | 18,425 | 18.67% |
| 69 | F A A | Cordova, TN | $131.07M | 7,612 | 18.64% |
| 70 | Police & Fire | Philadelphia, PA | $10.23B | 432,372 | 18.56% |
| 71 | Service 1 | Muskegon, MI | $198.52M | 21,028 | 18.56% |
| 72 | West Virginia | South Charlesto, WV | $141.58M | 7,121 | 18.52% |
| 73 | F3 | SAN JOSE, CA | $236.80M | 12,710 | 18.47% |
| 74 | Orion | Memphis, TN | $1.30B | 70,670 | 18.42% |
| 75 | Tva Community Credit Union | MUSCLE SHOALS, AL | $428.96M | 20,029 | 18.38% |
| 76 | H E B | San Antonio, TX | $218.24M | 12,171 | 18.31% |
| 77 | First Choice America Community | Weirton, WV | $713.88M | 30,588 | 18.15% |
| 78 | Serve | DES MOINES, IA | $101.32M | 4,987 | 18.08% |
| 79 | Firestone | Akron, OH | $198.14M | 7,007 | 18.07% |
| 80 | Naheola | Pennington, AL | $219.60M | 12,933 | 18.00% |
| 81 | Navigator | Pascagoula, MS | $406.70M | 47,805 | 17.98% |
| 82 | Sea Comm | MASSENA, NY | $777.31M | 57,059 | 17.96% |
| 83 | Iron Mountain Kingsford Community | Kingsford, MI | $149.44M | 10,028 | 17.86% |
| 84 | Park | Louisville, KY | $1.43B | 82,105 | 17.86% |
| 85 | Aurora | Aurora, CO | $139.71M | 7,423 | 17.83% |
| 86 | Border | Del Rio, TX | $269.84M | 27,601 | 17.83% |
| 87 | Elga | Grand Blanc, MI | $2.50B | 117,308 | 17.80% |
| 88 | Cascade Community | Roseburg, OR | $465.06M | 19,835 | 17.75% |
| 89 | Gulf Coast Community | GULFPORT, MS | $125.55M | 12,113 | 17.70% |
| 90 | Community | NEW ROCKFORD, ND | $171.60M | 4,051 | 17.68% |
| 91 | The Health & Education | Lexington, KY | $125.76M | 12,072 | 17.66% |
| 92 | Nova | CHARLOTTE, NC | $120.70M | 11,173 | 17.65% |
| 93 | Robins Financial | Warner Robins, GA | $4.97B | 273,627 | 17.61% |
| 94 | Solarity | Yakima, WA | $803.52M | 45,534 | 17.60% |
| 95 | Southern Chautauqua | Lakewood, NY | $163.11M | 21,498 | 17.58% |
| 96 | Western Sun | Broken Arrow, OK | $181.48M | 25,873 | 17.57% |
| 97 | Century | SAINT LOUIS, MO | $181.99M | 9,611 | 17.55% |
| 98 | Extra | WARREN, MI | $345.39M | 18,997 | 17.51% |
| 99 | Wcla | Olympia, WA | $141.94M | 1,376 | 17.50% |
| 100 | California Lithuanian | Santa Monica, CA | $175.13M | 1,932 | 17.40% |
Source: NCUA Call Report. See methodology for definitions and minimum-size filters.
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