Credit Unions With the Cleanest Loan Books

Credit unions over $250M in assets ranked by loans delinquent 2+ months as a share of loans - lowest first. Data as of June 30, 2026.

#	Credit Union	Headquarters	Assets	Members	Delinquency %
1	Blue Eagle	Roanoke, VA	$280.77M	19,049	0.00%
2	Sea West Coast Guard	OAKLAND, CA	$377.95M	11,553	0.00%
3	Vapr	San Juan, PR	$315.63M	20,961	0.00%
4	Comtrust	CHATTANOOGA, TN	$429.67M	17,379	0.00%
5	Moog Employees	EAST AURORA, NY	$257.33M	8,642	0.00%
6	Santa Barbara Teachers	Santa Barbara, CA	$308.48M	9,059	0.01%
7	1St Northern California	Martinez, CA	$829.00M	32,174	0.01%
8	Long Beach City Employees	Signal Hill, CA	$270.63M	9,785	0.01%
9	Evolve	El Paso, TX	$323.22M	13,860	0.01%
10	Jetstream	Miami Lakes, FL	$307.04M	14,143	0.01%
11	Caltech Employees	La Canada, CA	$2.10B	31,491	0.01%
12	Sacramento	Sacramento, CA	$858.28M	31,497	0.01%
13	Mayo Employees	ROCHESTER, MN	$1.50B	76,378	0.01%
14	Fort Worth City	Fort Worth, TX	$336.76M	16,137	0.02%
15	First Community	Coquille, OR	$1.89B	88,962	0.02%
16	St. Francis X	Petoskey, MI	$268.77M	10,085	0.02%
17	Consumer	Greeneville, TN	$660.50M	29,911	0.02%
18	Nebraska Energy	COLUMBUS, NE	$327.65M	12,227	0.02%
19	Park View	Harrisonburg, VA	$409.62M	14,679	0.02%
20	Cascade Community	Roseburg, OR	$465.06M	19,835	0.03%
21	Michigan United	Auburn Hills, MI	$349.25M	23,946	0.03%
22	Abbott Laboratories	Gurnee, IL	$1.14B	32,983	0.03%
23	Ume	Burbank, CA	$327.86M	17,383	0.03%
24	White Sands	LAS CRUCES, NM	$413.83M	27,299	0.03%
25	New Hampshire	Concord, NH	$331.61M	15,179	0.04%
26	Members Trust Of The Southwest	Houston, TX	$273.72M	8,912	0.04%
27	Star One	SUNNYVALE, CA	$9.70B	134,349	0.04%
28	Membersfirst	Decatur, GA	$429.02M	28,246	0.05%
29	St. Mary'S	MARLBOROUGH, MA	$1.03B	57,336	0.05%
30	Bellwether Community	MANCHESTER, NH	$674.74M	24,292	0.05%
31	Finger Lakes	GENEVA, NY	$259.48M	19,858	0.05%
32	Aero	Glendale, AZ	$364.37M	24,067	0.05%
33	Peake	Towson, MD	$534.24M	28,648	0.05%
34	Apci	Lehigh Valley, PA	$678.19M	17,521	0.05%
35	Transcend	Louisville, KY	$588.29M	50,984	0.05%
36	Elevate	Brigham City, UT	$260.27M	15,277	0.05%
37	Beacon	Wabash, IN	$1.76B	54,434	0.05%
38	Wheelhouse	SAN DIEGO, CA	$459.70M	32,392	0.05%
39	Provident	REDWOOD CITY, CA	$3.59B	134,059	0.05%
40	U. T.	Knoxville, TN	$553.88M	25,540	0.06%
41	Dugood	BEAUMONT, TX	$609.37M	37,923	0.06%
42	Missouri Electric Cooperatives Empl	Jefferson City, MO	$396.75M	13,858	0.06%
43	1St United	Pleasanton, CA	$1.26B	61,303	0.06%
44	American First	BREA, CA	$1.37B	51,105	0.06%
45	Somerset	Somerset, MA	$263.30M	11,724	0.06%
46	Whitefish Credit Union Association	Whitefish, MT	$2.06B	65,594	0.06%
47	Community Trust	Gurnee, IL	$336.39M	13,356	0.06%
48	Mid Oregon	Bend, OR	$917.44M	53,382	0.06%
49	C-Plant	PADUCAH, KY	$365.86M	15,876	0.06%
50	Financial Horizons	HAWTHORNE, NV	$313.02M	14,617	0.07%
51	Dutch Point	Wethersfield, CT	$565.38M	24,544	0.07%
52	Merck Employees	RAHWAY, NJ	$1.69B	23,652	0.07%
53	The Southern	Fayetteville, GA	$560.17M	29,763	0.07%
54	Metro Cu	OMAHA, NE	$646.35M	45,352	0.07%
55	Heartland	Springfield, IL	$573.66M	35,845	0.07%
56	Mission	San Diego, CA	$7.29B	331,664	0.07%
57	Datcu	DENTON, TX	$1.79B	113,275	0.07%
58	Industrial Cu Of Whatcom County	Bellingham, WA	$391.60M	32,854	0.07%
59	Southwest Heritage	Odessa, TX	$260.90M	12,871	0.07%
60	Oceanair	Oxnard, CA	$882.45M	26,847	0.08%
61	San Diego County	San Diego, CA	$9.55B	403,306	0.08%
62	Maine Family	Lewiston, ME	$288.18M	19,130	0.08%
63	Cahp	SACRAMENTO, CA	$406.66M	22,729	0.08%
64	Sikorsky Financial	Stratford, CT	$1.45B	67,705	0.08%
65	Telcoe	LITTLE ROCK, AR	$503.39M	23,699	0.08%
66	Utah First	Salt Lake City, UT	$1.17B	45,913	0.08%
67	Southern Energy	BIRMINGHAM, AL	$3.60B	90,996	0.08%
68	Magnifi Financial	MELROSE, MN	$2.75B	85,513	0.08%
69	Wasatch Peaks	OGDEN, UT	$658.38M	32,043	0.09%
70	Hapo Community	Richland, WA	$2.99B	213,072	0.09%
71	Foothill	Arcadia, CA	$778.60M	35,039	0.09%
72	Delta Community	Atlanta, GA	$9.12B	547,012	0.09%
73	Superior Credit Union, Inc	LIMA, OH	$1.96B	101,536	0.09%
74	Sandia Area	Albuquerque, NM	$1.43B	71,392	0.09%
75	Patriot	CHAMBERSBURG, PA	$1.34B	82,219	0.09%
76	Liberty Bay	Braintree, MA	$827.37M	21,624	0.09%
77	Park Side Financial	Whitefish, MT	$390.45M	30,183	0.09%
78	Tlc Community	Adrian, MI	$950.23M	47,489	0.09%
79	Valley Communities	Mosinee, WI	$306.88M	16,031	0.09%
80	Purdue	WEST LAFAYETTE, IN	$2.13B	112,702	0.10%
81	Innovations Financial	PANAMA CITY, FL	$696.08M	28,108	0.10%
82	Monroe Community	Monroe, MI	$406.44M	32,051	0.10%
83	Interra	Goshen, IN	$2.07B	90,096	0.10%
84	Southpoint Financial	SLEEPY EYE, MN	$608.91M	34,823	0.10%
85	Mct	Port Neches, TX	$415.21M	21,486	0.10%
86	Abilene Teachers	Abilene, TX	$690.39M	57,004	0.10%
87	Firefighters First	Los Angeles, CA	$2.48B	78,464	0.11%
88	Texas Tech	Lubbock, TX	$450.81M	37,060	0.11%
89	Sun Community	El Centro, CA	$895.65M	56,001	0.11%
90	First South Financial	Bartlett, TN	$844.79M	72,208	0.11%
91	Horizon	Spokane Valley, WA	$1.97B	104,357	0.11%
92	Genco	Waco, TX	$494.73M	38,319	0.11%
93	Community First	Appleton, WI	$6.84B	166,721	0.11%
94	East Texas Professional	Longview, TX	$1.45B	104,455	0.11%
95	Lormet Community	Amherst, OH	$283.28M	18,894	0.11%
96	Millbury	Millbury, MA	$468.16M	30,023	0.11%
97	Idb Global	WASHINGTON, DC	$842.38M	14,241	0.11%
98	San Francisco	San Francisco, CA	$1.63B	52,101	0.11%
99	Educators	WACO, TX	$609.52M	27,329	0.11%
100	Police & Fire	Philadelphia, PA	$10.23B	432,372	0.11%

Source: NCUA Call Report. See methodology for definitions and minimum-size filters.