Banks Most Concentrated in Real Estate Loans

Banks over $500M in assets ranked by real estate loans as a share of total loans. Data as of June 30, 2026.

#	Bank	Headquarters	Assets	Deposits	RE loans / loans
1	The Berkshire Bank	New York, NY	$529.98M	$397.51M	106.7%
2	North American Savings Bank, F.S.B.	Grandview, MO	$3.20B	$1.86B	103.6%
3	Finance Factors, Ltd.	Honolulu, HI	$683.73M	$519.28M	102.8%
4	First Credit Bank	Los Angeles, CA	$515.84M	$265.29M	101.9%
5	Wilmington Trust, National Association	Wilmington, DE	$772.08M	$4.94M	101.5%
6	United Fidelity Bank, FSB	Evansville, IN	$6.49B	$5.62B	101.4%
7	El Dorado Savings Bank, F.S.B.	Placerville, CA	$2.44B	$2.09B	101.1%
8	Guardian Savings Bank	West Chester, OH	$1.39B	$1.23B	101.1%
9	First National Bank Of America	East Lansing, MI	$6.82B	$3.88B	101.0%
10	Maspeth Federal Savings And Loan Association	Maspeth, NY	$2.21B	$1.40B	100.9%
11	Lisle Savings Bank	Lisle, IL	$544.53M	$383.32M	100.9%
12	Evergreen Federal Bank	Grants Pass, OR	$621.55M	$536.63M	100.8%
13	Haven Savings Bank	Hoboken, NJ	$986.88M	$861.54M	100.8%
14	Hatboro Federal Savings, Fa	Hatboro, PA	$597.77M	$443.98M	100.8%
15	Hingham Institution For Savings	Hingham, MA	$4.56B	$2.61B	100.7%
16	Quontic Bank	Astoria, NY	$787.02M	$693.92M	100.6%
17	Community Federal Savings Bank	Woodhaven, NY	$826.98M	$714.88M	100.6%
18	Provident Savings Bank, F.S.B.	Riverside, CA	$1.21B	$916.83M	100.6%
19	Liberty Bank For Savings	Chicago, IL	$868.65M	$656.80M	100.5%
20	Trustco Bank	Glenville, NY	$6.52B	$5.68B	100.5%
21	Everett Co-Operative Bank	Everett, MA	$1.67B	$1.20B	100.5%
22	Yakima Federal Savings And Loan Association	Yakima, WA	$2.00B	$1.37B	100.5%
23	Cross County Savings Bank	Middle Village, NY	$525.42M	$446.51M	100.5%
24	First Savings Bank Of Hegewisch	Chicago, IL	$787.05M	$666.58M	100.5%
25	Huntington Federal Savings Bank	Huntington, WV	$532.29M	$422.44M	100.5%
26	Principal Bank	Des Moines, IA	$9.84B	$9.26B	100.4%
27	Third Federal Savings And Loan Association Of Cleveland	Cleveland, OH	$18.06B	$10.18B	100.4%
28	Wells Fargo National Bank West	Las Vegas, NV	$8.77B	$6.93B	100.3%
29	Malaga Bank F.S.B.	Palos Verdes Peninsula, CA	$1.45B	$942.08M	100.3%
30	First Federal Savings And Loan Association Of Lorain	Lorain, OH	$573.81M	$499.76M	100.3%
31	Marquette Bank	Chicago, IL	$2.09B	$1.75B	100.3%
32	Great Midwest Bank, S.S.B.	Brookfield, WI	$1.06B	$620.82M	100.2%
33	Onelocal Bank	Norwood, MA	$1.05B	$842.97M	100.2%
34	Institution For Savings In Newburyport And Its Vicinity	Newburyport, MA	$5.56B	$3.37B	100.2%
35	Bank Of America California, National Association	San Francisco, CA	$14.81B	$12.31B	100.1%
36	Winchester Co-Operative Bank	Winchester, MA	$946.88M	$773.77M	100.1%
37	Wells Fargo Bank South Central, National Association	Houston, TX	$2.59B	$1.67B	100.1%
38	The Cooperative Bank	Roslindale, MA	$548.29M	$457.83M	100.1%
39	First Piedmont Federal Savings And Loan Association Of Gaffney	Gaffney, SC	$597.12M	$420.48M	100.1%
40	Oneunited Bank	Boston, MA	$637.94M	$511.72M	100.1%
41	State Bank Of Texas	Irving, TX	$2.59B	$2.14B	100.1%
42	Winchester Savings Bank	Winchester, MA	$1.09B	$817.72M	100.0%
43	Amboy Bank	Old Bridge, NJ	$3.12B	$2.71B	100.0%
44	Cenlar FSB	Ewing, NJ	$782.04M	$442.76M	100.0%
45	Ridgewood Savings Bank	Ridgewood, NY	$7.55B	$6.01B	100.0%
46	Bogota Savings Bank	Teaneck, NJ	$871.76M	$577.80M	100.0%
47	Union Savings Bank	Cincinnati, OH	$4.02B	$3.53B	100.0%
48	Crews Bank & Trust	Wauchula, FL	$2.33B	$2.07B	99.9%
49	Ambler Savings Bank	Ambler, PA	$502.30M	$424.61M	99.9%
50	Oconee Federal Savings And Loan Association	Seneca, SC	$679.38M	$571.15M	99.9%
51	Freedom Bank	Maywood, NJ	$838.27M	$711.50M	99.9%
52	Watertown Savings Bank	Watertown, MA	$1.44B	$1.25B	99.8%
53	Stafford Savings Bank	Stafford Springs, CT	$507.04M	$202.25M	99.8%
54	First Federal Savings And Loan Association Of Greene Co	Waynesburg, PA	$1.03B	$871.75M	99.8%
55	Parke Bank	Sewell, NJ	$2.30B	$1.76B	99.7%
56	Apex Bank	Camden, TN	$1.46B	$1.14B	99.7%
57	The Savings Bank	Wakefield, MA	$891.00M	$766.59M	99.6%
58	Dmb Community Bank	Madison, WI	$835.04M	$583.62M	99.6%
59	Slovenian Savings And Loan Association Of Canonsburg	Strabane, PA	$626.99M	$522.61M	99.6%
60	New Omni Bank, National Association	Alhambra, CA	$517.94M	$373.76M	99.6%
61	Walpole Co-Operative Bank	Walpole, MA	$646.47M	$509.22M	99.6%
62	The Torrington Savings Bank	Torrington, CT	$1.00B	$803.16M	99.5%
63	Golden Bank, National Association	Houston, TX	$2.28B	$1.91B	99.4%
64	Royal Business Bank	Los Angeles, CA	$4.27B	$3.48B	99.3%
65	Milford Federal Bank	Milford, MA	$545.08M	$451.53M	99.3%
66	Union Savings Bank	Danbury, CT	$3.30B	$2.55B	99.2%
67	River Bank	Stoddard, WI	$1.02B	$755.70M	99.1%
68	Waterstone Bank, SSB	Wauwatosa, WI	$2.25B	$1.47B	99.1%
69	First Commerce Bank	Lakewood, NJ	$1.96B	$1.44B	99.1%
70	Spencer Savings Bank, Sla	Elmwood Park, NJ	$4.04B	$3.04B	99.0%
71	Asian Bank	Philadelphia, PA	$685.89M	$456.79M	99.0%
72	Titan Bank, N.A.	Mineral Wells, TX	$896.11M	$771.50M	99.0%
73	Crown Bank	Elizabeth, NJ	$614.28M	$428.27M	99.0%
74	Farmers & Merchants Bank	Granite Quarry, NC	$998.75M	$842.55M	99.0%
75	Fnbc Bank & Trust	La Grange, IL	$581.58M	$525.12M	99.0%
76	Clinton Savings Bank	Clinton, MA	$744.70M	$581.56M	99.0%
77	Middlesex Federal Savings, F.A.	Somerville, MA	$654.37M	$576.50M	98.9%
78	Hcn Bank	Riverside, CA	$998.43M	$846.29M	98.9%
79	Chino Commercial Bank, N.A.	Chino, CA	$516.69M	$397.23M	98.9%
80	Poppy Bank	Santa Rosa, CA	$8.32B	$6.29B	98.9%
81	Country Bank For Savings	Ware, MA	$2.24B	$1.73B	98.8%
82	C3Bank, National Association	Encinitas, CA	$949.27M	$836.36M	98.8%
83	Monet Bank	Plano, TX	$3.16B	$912.99M	98.8%
84	Brannen Bank	Inverness, FL	$1.03B	$991.93M	98.7%
85	Chain Bridge Bank, National Association	Mclean, VA	$2.19B	$2.01B	98.7%
86	Tri City National Bank	Oak Creek, WI	$1.95B	$1.75B	98.7%
87	Metro City Bank	Doraville, GA	$4.47B	$3.53B	98.6%
88	Magyar Bank	New Brunswick, NJ	$1.05B	$860.39M	98.6%
89	Rosedale Bank	Nottingham, MD	$1.36B	$1.10B	98.6%
90	First Federal Savings Bank	Rochester, IN	$686.61M	$540.42M	98.6%
91	Empire State Bank	Staten Island, NY	$617.79M	$511.62M	98.6%
92	Somerset Regal Bank	Bound Brook, NJ	$1.19B	$925.10M	98.5%
93	Martha'S Vineyard Bank	Edgartown, MA	$1.33B	$1.07B	98.5%
94	Ponce Bank, National Association	Bronx, NY	$3.49B	$2.29B	98.4%
95	John Marshall Bank	Reston, VA	$2.40B	$2.00B	98.4%
96	United Bank Of Michigan	Grand Rapids, MI	$1.06B	$892.66M	98.4%
97	Harleysville Bank	Harleysville, PA	$963.59M	$719.20M	98.4%
98	Cape Ann Savings Bank	Gloucester, MA	$1.07B	$804.82M	98.3%
99	First Central Savings Bank	Glen Cove, NY	$1.03B	$890.95M	98.3%
100	Andrew Johnson Bank	Greeneville, TN	$611.86M	$545.92M	98.3%

Source: FDIC BankFind. See methodology for definitions and minimum-size filters.