Banks With the Most Uninsured Deposits

Banks with over $1B in deposits ranked by the share of deposits estimated to be uninsured by the FDIC. Data as of June 30, 2026.

#	Bank	Headquarters	Assets	Deposits	Uninsured share
1	John Deere Financial, F.S.B.	Middleton, WI	$4.93B	$1.56B	100.0%
2	Mizuho Bank (Usa)	New York, NY	$2.14B	$1.74B	95.0%
3	Sumitomo Mitsui Trust Bank (U.S.A.) Limited	Hoboken, NJ	$3.92B	$3.32B	92.3%
4	Tib National Association	Farmers Branch, TX	$2.96B	$2.37B	91.5%
5	Deutsche Bank Trust Company Americas	New York, NY	$40.53B	$28.15B	91.3%
6	Sutton Bank	Attica, OH	$1.74B	$1.50B	89.2%
7	Greene County Commercial Bank	Catskill, NY	$1.32B	$1.19B	88.8%
8	Column National Association	Salt Lake City, UT	$1.77B	$1.53B	86.1%
9	Bessemer Trust Company, National Association	New York, NY	$4.16B	$3.20B	82.3%
10	North American Banking Company	Roseville, MN	$1.47B	$1.09B	81.2%
11	Chain Bridge Bank, National Association	Mclean, VA	$2.19B	$2.01B	80.9%
12	Commerce West Bank	Irvine, CA	$1.20B	$1.06B	79.1%
13	Smbc Manubank	Los Angeles, CA	$6.60B	$5.56B	79.0%
14	Bessemer Trust Company	Woodbridge, NJ	$2.36B	$2.21B	78.5%
15	State Street Bank And Trust Company	Boston, MA	$412.62B	$326.25B	75.9%
16	American Business Bank	Los Angeles, CA	$4.42B	$3.94B	75.7%
17	Bank Of Guam	Hagatna, GU	$3.24B	$2.96B	70.6%
18	University Bank	Ann Arbor, MI	$1.24B	$1.06B	70.2%
19	Pegasus Bank	Dallas, TX	$1.46B	$1.27B	69.4%
20	Woori America Bank	New York, NY	$4.12B	$3.53B	68.7%
21	The Bank Of New York Mellon	New York, NY	$425.12B	$372.56B	68.2%
22	Hsbc Bank Usa, National Association	Tysons, VA	$173.10B	$141.19B	68.1%
23	Ctbc Bank Corp. (Usa)	Los Angeles, CA	$5.87B	$5.02B	66.5%
24	Servisfirst Bank	Birmingham, AL	$18.34B	$14.57B	66.4%
25	Cibc Bank Usa	Chicago, IL	$66.50B	$51.47B	65.9%
26	Patriot Bank, National Association	Stamford, CT	$1.32B	$1.21B	65.2%
27	Cass Commercial Bank	Des Peres, MO	$1.33B	$1.12B	64.8%
28	West Texas National Bank	Midland, TX	$2.88B	$2.56B	64.1%
29	Texas Community Bank	Laredo, TX	$2.20B	$1.92B	63.9%
30	Bradesco Bank	Coral Gables, FL	$6.10B	$5.00B	63.9%
31	First American Trust, FSB	Santa Ana, CA	$9.23B	$8.70B	63.8%
32	Umb Bank, National Association	Kansas City, MO	$71.90B	$60.17B	63.6%
33	Security State Bank	Pearsall, TX	$1.14B	$1.03B	63.4%
34	Commercial Bank Of California	Irvine, CA	$3.98B	$3.46B	61.9%
35	Benchmark Bank	Plano, TX	$1.65B	$1.50B	61.1%
36	Weststar Bank	El Paso, TX	$3.28B	$2.85B	61.0%
37	Orange Bank & Trust Company	Middletown, NY	$2.79B	$2.45B	60.8%
38	The National Bank Of Indianapolis	Indianapolis, IN	$3.04B	$2.67B	60.3%
39	Banco Popular De Puerto Rico	San Juan, PR	$63.34B	$58.73B	59.2%
40	Five Star Bank	Roseville, CA	$5.38B	$4.81B	59.2%
41	Signature Bank, National Association	Toledo, OH	$1.31B	$1.14B	59.0%
42	Lone Star National Bank	Pharr, TX	$3.28B	$2.88B	58.8%
43	Capra Bank	Dubuque, IA	$1.34B	$1.11B	58.4%
44	First State Bank Of Uvalde	Uvalde, TX	$1.68B	$1.46B	58.3%
45	Bankunited, National Association	Miami Lakes, FL	$34.86B	$29.09B	57.9%
46	Lake City Bank	Warsaw, IN	$7.24B	$6.34B	57.6%
47	Bryant Bank	Tuscaloosa, AL	$2.94B	$2.34B	57.6%
48	Mercantile Bank	Grand Rapids, MI	$6.24B	$4.93B	57.5%
49	Bankers Trust Company	Des Moines, IA	$7.83B	$6.72B	57.4%
50	Washington Trust Bank	Spokane, WA	$10.54B	$8.83B	57.3%
51	Interaudi Bank	New York, NY	$2.68B	$2.34B	57.1%
52	Amalgamated Bank	New York, NY	$9.41B	$8.49B	57.1%
53	Oakworth Capital Bank	Birmingham, AL	$2.13B	$1.77B	56.8%
54	National Cooperative Bank, N.A.	Hillsboro, OH	$4.33B	$3.57B	56.7%
55	Jefferson Bank	San Antonio, TX	$2.88B	$2.60B	56.5%
56	Calprivate Bank	La Jolla, CA	$2.71B	$2.38B	56.5%
57	West Coast Community Bank	Santa Cruz, CA	$2.94B	$2.52B	56.3%
58	First Premier Bank	Sioux Falls, SD	$3.64B	$2.89B	56.1%
59	City National Bank	Los Angeles, CA	$99.10B	$81.51B	55.4%
60	Troy Bank & Trust Company	Troy, AL	$1.60B	$1.39B	55.1%
61	Bank Of China	New York, NY	$48.52B	$24.67B	54.9%
62	Farmers And Merchants Bank Of Long Beach	Long Beach, CA	$11.77B	$8.76B	54.4%
63	Cache Valley Bank	Logan, UT	$3.49B	$3.10B	54.4%
64	U. S. Century Bank	Doral, FL	$3.02B	$2.48B	54.3%
65	Citizens Business Bank, National Association	Ontario, CA	$21.18B	$16.41B	54.2%
66	Provident Bank	Jersey City, NJ	$25.65B	$19.61B	54.1%
67	Plainscapital Bank	University Park, TX	$12.68B	$10.66B	53.9%
68	1St Source Bank	South Bend, IN	$9.26B	$7.43B	53.8%
69	Texas Regional Bank	Harlingen, TX	$2.95B	$2.48B	53.7%
70	Bny Mellon, National Association	Pittsburgh, PA	$30.62B	$26.02B	53.7%
71	Safra National Bank Of New York	New York, NY	$15.69B	$13.88B	53.7%
72	Helm Bank Usa	Miami, FL	$1.19B	$1.07B	53.6%
73	The Bank Of Tampa	Tampa, FL	$3.02B	$2.71B	53.4%
74	Carrollton Bank	Carrollton, IL	$3.88B	$3.56B	53.2%
75	Amboy Bank	Old Bridge, NJ	$3.12B	$2.71B	53.2%
76	Sunwest Bank	Sandy, UT	$4.41B	$3.40B	53.1%
77	Bokf, National Association	Tulsa, OK	$52.98B	$40.02B	52.9%
78	Bmo Bank National Association	Chicago, IL	$254.97B	$194.14B	52.7%
79	Ffb Bank	Fresno, CA	$1.62B	$1.39B	52.7%
80	Bom Bank	Natchitoches, LA	$1.61B	$1.38B	52.4%
81	Amalgamated Bank Of Chicago	Chicago, IL	$1.33B	$1.14B	52.4%
82	U.S. Bank National Association	Cincinnati, OH	$705.55B	$541.89B	52.2%
83	Frost Bank	San Antonio, TX	$53.95B	$43.67B	52.2%
84	The Village Bank	Newton, MA	$2.07B	$1.80B	52.1%
85	Shinhan Bank America	New York, NY	$2.23B	$1.92B	52.0%
86	Oriental Bank	San Juan, PR	$12.04B	$9.99B	52.0%
87	Hancock Whitney Bank	Gulfport, MS	$36.33B	$29.88B	52.0%
88	Oceanfirst Bank, National Association	Toms River, NJ	$23.17B	$17.96B	51.8%
89	Keybank National Association	Cleveland, OH	$188.56B	$158.48B	51.8%
90	Lakeside Bank	Chicago, IL	$2.85B	$2.46B	51.7%
91	Banesco Usa	Miami, FL	$5.98B	$5.17B	51.6%
92	East West Bank	Pasadena, CA	$84.32B	$70.31B	51.5%
93	City National Bank Of Florida	Miami, FL	$29.11B	$22.11B	51.5%
94	Farmers & Merchants Bank Of Central California	Lodi, CA	$5.83B	$5.10B	51.4%
95	Quad City Bank And Trust Company	Bettendorf, IA	$2.77B	$2.39B	51.0%
96	Nextier Bank, National Association	Kittanning, PA	$2.93B	$2.54B	50.9%
97	Royal Business Bank	Los Angeles, CA	$4.27B	$3.48B	50.7%
98	Horizon Bank, SSB	Austin, TX	$2.55B	$2.21B	50.6%
99	California Bank Of Commerce, National Association	San Diego, CA	$4.02B	$3.36B	50.4%
100	Israel Discount Bank Of New York	New York, NY	$14.39B	$12.33B	50.3%

Source: FDIC BankFind. See methodology for definitions and minimum-size filters.